At OMC Ford we offer a wide range of finance options to suit our customers and aim to help every customer drive away in their ideal Ford vehicle. We aim to understand your needs as thoroughly as possible and will then tailor our finance options to suit your specific requirements.
With a range of advantages such as lower monthly payments and a shorter term than that of personal loans, our finance packages add security and ease in purchasing your vehicle. Our finance options are intended to remove any additional hassle when purchasing a vehicle and make the process as smooth and convenient as possible.
The finance plans available include Hire Purchase, Personal Contract Purchase and Contract Hire. We can also tailor finance packages to suit your needs, with features such as no deposit and Optional Final Payments. Our finance options are suited to individuals and businesses.
We have flexible finance deals to suit all budgets. The vehicle finance options offered by OMC Ford help you to own your ideal car sooner and at a smaller cost than you may expect.
Please speak to an experienced adviser or enquire with our dealership nearest to you to find out more about our superb vehicles and your finance choices. If you have any queries or require a quotation, then please do not hesitate to contact us.
Personal Contract Purchase (PCP) is a finance product that allows you the opportunity to buy a new or a used car.
It is similar to a Hire Purchase agreement where you can pay an initial deposit, followed by monthly instalments over a term typically between 18 to 48 months.
The ability to to include an Optional Final Payment means your monthly cost is lower when compared to a Ford Acquire agreement with the same term and deposit.
When you have chosen your vehicle, you will then agree your annual mileage and decide on the agreement term with one of our Business Managers.
We will then determine the Optional Final Payment of the vehicle at the end of the agreement and work out a deposit and monthly amount that works for you.
At the end of your agreement you will then have three options:
Renew – Choose another car
Your chance to drive another new Ford Car. You can trade your old car in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.
Return – Hand the car back.
Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.
Retain – Keep the car
If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.
For a quotation, help, or advice contact us and ask to speak to one of our Business Managers
Hire Purchase is a way to finance buying a new or used car. You will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the Hire Purchase agreement ends, and you own the car outright.