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If you need a car for personal use then Ford Credit has a range of finance plans to suit your needs.
Take a look at the video to see the range of car finance plans available.
Ford Options is a type of hire purchase (sometimes called Personal Contract Purchase) where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit.
Take a look at the video to see how Ford Options works in more detail.
How Ford Options works:
Deposit: -This is deducted from the price of the car
Monthly Payments: - Calculated by deducting the Deposit and Optional Final payment from the price of the car. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.
Optional Final Payment: also deducted from the price of the car and is due at the end of your agreement. It is the anticipated future value of your car assuming its mileage and condition is as agreed when you signed your agreement.
Ford’s original hire purchase plan.
You pay a deposit, followed by monthly payments and then you own the car at the end of the agreement.
Take a look at the video to see how it works in more detail.
How It Works
Deposit : Your deposit is deducted from the price of the car.
Monthly Payments : The balance, plus any interest and fees, is divided in to equal monthly payments depending on the length of your agreement.
Just an advance payment and an Optional Final Payment.
No monthly payments to make.
Take a look at the video to see how it works in more detail.
How It Works
Advance Payment: This is the difference between the purchase price of the car and the Optional Final Payment and includes any interest charges and the Facility Fee. This is paid up front
Optional Final Payment: This is due at the end of your agreement. It is the anticipated future value of your car assuming its mileage and condition is as agreed when you signed your agreement.
No vehicle ownership - you hand the vehicle back at the end of the agreement.
Take a look at the video to see how it works in more detail.
An advance rental followed by fixed monthly rentals.
The vehicle is returned at the end of the agreement.
How it works
You pay an advance rental and then fixed monthly rentals.
Your road fund licence is included for the duration of the agreement.
At the end of the agreement, you return the car to Ford Lease.